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Information Collection:
- We collect information you provide on our website, including personal details such as name, title, institution, address, email, and contact information.
- Visitors may be asked to provide information for services, sales quotes, account creation, event registration, or surveys.
- Applicants submitting information for employment positions should avoid sharing sensitive information unless legally required.
- Automatic Data Collection:
- Information about your computer and internet browser is collected automatically, including IP address, browser type, access times, and referring websites.
- We use cookies and web beacons to collect this data for website usage analysis and improvement.
- Use of Information:
- We process information for various reasons including voluntary submission, employment consideration, legitimate interests, legal compliance, or protection of vital interests.
- Your information is used for account management, service requests, product development, and communication purposes.
- We may also use data for demographic analysis and share it with business partners.
- Information Sharing:
- Personal information may be shared with event sponsors, affiliates, or as required by law, legal process, or to protect our rights and property.
- In the event of a merger, acquisition, or sale, personal data may be transferred as part of business assets.
- Aggregated user statistics may be shared for business purposes.
- Data Retention:
- We retain personal information as necessary for the purposes outlined in this policy or as required by law.
- Inactive account information may be removed, and users are encouraged to retain their own copies of provided information.
- Opt-Out Options:
- Users can unsubscribe from marketing communications by following provided instructions.
- Important administrative messages may still be sent even if marketing emails are opted out.
- Security Measures:
- Our website uses SSL encryption to protect data transmission.
- While we strive to protect personal information, we cannot guarantee absolute security and users should use the website at their own risk.
- Access and Correction:
- Users can request to view, correct, or remove personal information by contacting us.
- Certain exemptions may apply based on applicable laws, and residual information may remain in records.
- Third-Party Websites:
- Links to third-party websites may be provided on our site, each with its own privacy practices.
- Prescience is not responsible for the content or policies of third-party websites.
- Contact Information:
- For questions or requests regarding this policy, please contact us at support@prescience.in
Privacy Statement for Prescience Customer Personal Information
Protecting the privacy of our customers is a matter of great importance to Prescience (together with all successors and assigns, hereinafter "Prescience", "we", "us", "our"). We want our customers to understand what personal information we collect and how we use it. To provide our customers with transaction processing services and related products, including but not limited to credit card, debit card transaction processing services, as well as other value-added products and services that we may offer or that a customer may request from us and we agree to provide to customers from time to time (collectively, the "Prescience") as effectively and conveniently as possible, we may provide our affiliates (and other organizations that help us serve our customers with access to personal information provided to us in the course of our relationship with our customers). "Personal Information" is information about identifiable individuals directly connected with the customers. The customers and each such individual are collectively referred to herein as "you" or "your". Your application for Prescience, and/or your continued use of the Prescience Services constitutes your consent to Prescience's collection, use, and disclosure of your Personal Information, as set out in this Privacy Statement. Please be advised that if you withdraw your consent to our collection, use, and disclosure of your Personal Information in accordance with this Privacy Statement, we may not be able to provide you with the Prescience Services.
Why We Collect Your Information
We gather your Personal Information so we can:
- Evaluate the customer's application for the Prescience
- Underwrite the customer's account
- Process the customer's transactions
- Manage all billing processes
- Enable fraud protection and risk management processes
- Provide customer account servicing
- Offer you other products and services
- Support Prescience legal compliance obligations
Confidentiality and Security
Within Prescience and our affiliates, we restrict access to your Personal Information to those employees who need to know that information to provide products and services to you. We have established physical, technical, and administrative security processes that are commensurate with the sensitivity of the information collected to safeguard Personal Information. Recognizing that technology is continually developing, Prescience implements new procedures and technology improvements on an ongoing basis to further safeguard your Personal Information.
What Information We Collect and How We Collect It
During the course of our relationship with the customers, we may collect the following types of Personal Information about you in the following ways:
- Personal Information, such as your date of birth, home address, home and mobile phone numbers, social insurance number, driver's license information and other identifying information that Prescience receives from time to time from the customers on the application form, on other forms, or otherwise
- Personal Information that may be delivered in connection with the customer's transactions with Prescience
- Credit and financially-related Personal Information that Prescience receives from consumer reporting agencies, such as credit bureau reports and other information relating to credit-worthiness
- Credit and financially-related Personal Information that Prescience receives from other sources, such as the customer's financial institution
What Information We Disclose
Your Personal Information is disclosed to affiliates of Prescience and other third parties to provide you with the services or products. For example, certain services or products are provided to you through Prescience affiliates, and it may be necessary to share your Personal Information with these affiliates. Prescience may also disclose your Personal Information to third parties in the normal course of business, including but not limited to:
- Payment networks, and the members of such networks
- Electronic funds transfer networks
- Clearing and settlement banks
- Service companies that perform business operations for Prescience, including but not limited to account statement preparation and mailing services
- Prescience marketing partners who will advise you of new products and services from Prescience to assist in the growth and development of your business
- Courts, independent auditors, law enforcement agencies and other governmental authorities, bodies or agencies in response to subpoenas, to prevent fraud, during the course of an audit or examination or as required by law
- Collection agencies, credit reporting agencies, business credit bureaus or other parties associated in collecting any debt owed by the customers to us
Prescience requires all such third parties to maintain the confidentiality of information provided to them by us. Service companies and marketing partners are also prohibited from using Personal Information for any reason other than to provide the specific products or services intended. Prescience reserves the right to transfer Personal Information in connection with the sale of all or part of its business or assets.
Additional Rights and Modifications
This Privacy Statement does not apply to your relationship with your customers, your financial service providers, or with your other vendors. We may amend this Privacy Statement at any time, and will post the amended Privacy Statement on our Internet website at https://prescienceinsilico.com
Want to Learn More?
If you would like to learn more about how we use your Personal Information to deliver you with the best services and products, please contact us during regular business hours.